Your future isn't written.Yet.
Rent or buy? Change jobs or stay? Put in your numbers — income, rent, the things you dream about — and watch two versions of your life unfold side by side, before you live either one.
Net worth after 30 years
M ₺
Raise: +15% Loan paid off$1,050
monthly net
14 mo
runway
2 / 3
goals reached
ready-made decision templates
risk scenarios side by side
yrs
of projection horizon
%
of your data on servers — it all stays on your device
Example scenario
Renting, or buying with a mortgage?
Same salary, two decisions, two different 5-year futures. A branch from the life line.
Same salary: $5,000/mo · Goal: $65,000 down payment- Rent
- $1,500/mo
- Monthly saving
- $1,850
- Down payment ready
- month 27
- Net worth in 5 years
- $175K
Down payment ready at month 27
High flexibility — open to moving cities or changing jobs.
- Down payment
- $32,500 (month 12)
- Moving + furniture
- $7,500
- Mortgage payment
- $2,000/mo · rent ends
- Net worth in 5 years
- $235K (incl. home)
Keys in hand at month 12
Fast but less flexible — the payment is a fixed burden.
Same salary, two very different lives. Which one is yours, do you think?
Branch your own lifeSimplified example — the engine computes the real one with loans, inflation and three scenarios.
How it works
See your future in three steps
Describe your life
Household, income and expense items, assets, debts — your real profile in minutes.
Add decisions to the line
Pick from 42 templates; each decision lives on your life line as a dated node.
Compare futures
Optimistic, base and pessimistic scenarios; goal dates; branching lines side by side.
What's inside
Not a spreadsheet — a living model of your life
Dated decisions, real rules
Loans use annuity math, early payoff saves interest, items grow at their own rates. No "averages".
Loan engine
Installment plans, interest saved by early payoff, a clear answer to rent vs buy.
3 risk scenarios
Optimistic, base, pessimistic — how much difference does each decision make in each future?
Branching life lines
Grow a new life from any decision node: the "what if I buy a car" branch splits off and runs beside the main line.
Goal tracking
Down payment, car, savings goals — which month do you get there, how much extra is needed?
Plan vs actual
Enter your real income and expenses and see monthly drift from your plan.
Life line
One life, endless possibilities — branches side by side
Your life has a main line; every decision lands on it as a dated node. When in doubt, grow a branch from that node: "If I buy the car, how many months does my home fund slip?" You see both futures side by side.
- Every decision lands on the line as a dated node.
- Income-bringing decisions turn green, cost-bringing ones red.
- Grow a new life from any decision and compare two futures side by side.
- Right-click for the decision menu, left-click to move along the line.
Who we are
Big decisions are never made with a single number. We built this so you can see them all at once.
Shoralis started with the question "what happens if we move out, have a child, quit my job?" Ready-made finance tools count a single metric; real life plays a dozen variables at once. We want these questions answered in minutes across three scenarios — without wrestling a spreadsheet. Everything runs on your device; nobody, including us, can see your data.
Realism
Annuity loans, item-by-item inflation, currency drift — no "average return" fairy tales.
Privacy
All data lives in your browser. No server, no account, no tracking.
Transparency
Visible rules behind every result — no magic-box feeling.
Pricing
One payment, no subscription
Free
$0
Explore your financial future
- 1 full year of real results
- 3 risk scenarios (optimistic / base / pessimistic)
- 42 decision templates
- 1 goal tracker
Life Pro
$5.99
one-time payment · ₺249.99 in Türkiye
Yours for life — no subscription
- Projections up to 30 years
- Unlimited life branches and comparison
- Multiple goals, PDF and Excel export
- No subscription — lifetime
FAQ
Common questions
Does the free version really compute?
Yes. The 1-year result in the free version is complete and real. Pro only adds a longer horizon, unlimited life branches and exports — accuracy is identical on every plan.
Where is my data stored?
All your data is stored in your browser, on your device. It is never sent to a server; nobody, including us, can see it.
Is it a subscription?
No — one-time payment, yours for life. Your license key arrives by email and can be re-sent with one click. (Payment integration is on the way; for now you can try the demo.)
Where do return assumptions come from?
Inflation comes automatically from World Bank data and currency depreciation from the 1-year live exchange-rate change. Investment and deposit returns are yours: one line applies to every currency you use — and each item can still grow at its own rate.
Is this investment advice?
No. Results are estimates based on the assumptions you enter. It is a thinking tool before decisions — not investment advice.
Curious about your own future?
Two minutes, a few numbers — and the life you've been wondering about is right there on the screen.
Start free — no account, no card
Shoralis